MTF Direct

Financing Kiwis since 1971

Mechanical breakdown insurance - car

A breakdown can be costly. With mechanical breakdown insurance from Vero you don't need to worry about the unexpected cost of vehicle repairs.

Car Breakdown Insurance

policy benefits

  • mechanical and electrical repair
  • 24-hour AA Roadside Assistance
  • accommodation and vehicle rental
  • vehicle recovery
  • generous claim limits

vehicles we can insure

  • 16 years old and less
  • less than 225,000 kilometres
  • less than 3,500kg (gross weight)

Some makes, models and modified vehicles may attract an extra premium, and others may not be covered. For a list of excluded vehicles, please refer to certificate of insurance.

to make a claim

Call 0800 809 700 and we will help you find your nearest Vero approved repairer. If your vehicle is not safe to drive, we can arrange to have it towed. You need to have your certificate of insurance with you, so the repairer can confirm that you are able to make a claim under the policy. In an emergency, call AA Roadservice for immediate assistance.

  • Claims Services: 0800 809 700
  • AA Roadservice: 0800 581 581

find out more

policy benefits

mechanical and electrical repair

If your vehicle breaks down unexpectedly, we will cover the reasonable cost of repairing most mechanical and electrical parts. See your certificate of insurance for any exclusion.

24-hour AA Roadside Assistance

No matter where you are or when, AA Roadservice is only a phone call away. You need to quote your policy number and vehicle registration number when you call. Call 0800 581 581 for help with:

  • mechanical breakdown
  • towing
  • flat battery
  • lost or locked out key
  • flat tyre
  • out of fuel

accommodation and vehicle rental

If your vehicle takes more than 24 hours to repair and you are more than 100 km away from home, we will pay for up to five days accommodation or up to five days vehicle hire (both to a maximum $500).

vehicle recovery

We will pay to tow your vehicle to the nearest Vero approved repairer, from wherever you are.

generous claim limits

There is no limit to the number of claims you can make during the policy period. There is a limit ($20,000) to the amount we will pay during any policy period, and to the amount we will pay for any single breakdown:

  • up to 125,000 km     $8,000
  • up to 175,000 km     $5,000
  • up to 225,000 km     $3,000